Investing in real estate

Navigate the essential steps to build wealth through Canadian real estate investing, from market research to property management

STEP 1

Market Research & Education

Foundation

Study local Canadian markets, understand rental yields, cap rates, and cash flow analysis. Learn about provincial landlord-tenant laws and tax implications.

STEP 2

Financial Preparation & Analysis

Planning

Calculate your down payment (minimum 20% for investment properties), assess debt service ratios, and determine your maximum purchase price.

STEP 3

Mortgage Pre-Approval

Financing

Get pre-approved for an investment mortgage with Canadian lenders. Understand higher interest rates and stricter qualification requirements for rental properties.

STEP 4

Property Search & Analysis

Discovery

Find properties using MLS, analyze rental comps, calculate cash flow, and assess renovation potential. Focus on location, schools, and transit access.

STEP 5

Offer & Negotiation

Acquisition

Submit competitive offers with appropriate conditions, negotiate terms, and work with your realtor to secure the best deal for your investment goals.

STEP 6

Due Diligence & Inspections

Verification

Complete home inspection, review property disclosure, verify rental income potential, and ensure all conditions are satisfied before closing.

STEP 7

Closing & Possession

Completion

Finalize mortgage, transfer title, get insurance, and take possession. Set up utilities and prepare property for tenants or renovation work.

STEP 8

Property Management & Growth

Operations

Find quality tenants, manage rental income, handle maintenance, track expenses for tax purposes, and plan your next investment property purchase.

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Start your research today

Your investment journey begins with knowledge. Let us help you find the perfect property to grow your wealth.

Mortgage Payment

Use this calculator to see what your monthly mortgage payments could look like.

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Balance in 5 years

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Interest paid in 5 years

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